[{"data":1,"prerenderedAt":235},["ShallowReactive",2],{"news-shanghai-housing-policy-2026-feb-3cd233":3},{"_path":4,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":8,"description":9,"date":10,"category":11,"tags":12,"author":18,"source":19,"body":20,"_type":229,"_id":230,"_source":231,"_file":232,"_stem":233,"_extension":234},"/news/shanghai-housing-policy-2026-feb-3cd233","news",false,"","上海出台楼市新政：限购放宽、公积金额度提高、房产税减免","2026年2月，上海发布房地产新政，进一步调减限购政策，非沪籍居民购房门槛降低，公积金贷款最高额度提升至324万元，成年子女唯一住房暂免房产税。","2026-02-28","政策解读",[13,14,15,16,17],"政策","上海","楼市","限购","公积金","悦居通","http://news.10jqka.com.cn/20260226/c674917298.shtml",{"type":21,"children":22,"toc":222},"root",[23,31,37,43,48,59,69,79,84,89,132,137,142,147,152,157,162,195,200,204],{"type":24,"tag":25,"props":26,"children":28},"element","h1",{"id":27},"上海出台楼市新政限购放宽公积金额度提高房产税减免",[29],{"type":30,"value":8},"text",{"type":24,"tag":32,"props":33,"children":34},"p",{},[35],{"type":30,"value":36},"2月25日，上海市住建委等五部门联合发布《关于进一步优化调整本市房地产政策的通知》，新政自2月26日起正式施行。此次政策调整涵盖限购松绑、公积金贷款优化、房产税减免三大核心领域，力度空前。",{"type":24,"tag":38,"props":39,"children":41},"h2",{"id":40},"限购政策大幅放宽",[42],{"type":30,"value":40},{"type":24,"tag":32,"props":44,"children":45},{},[46],{"type":30,"value":47},"新政对非沪籍居民购房条件做出重大调整：",{"type":24,"tag":32,"props":49,"children":50},{},[51,57],{"type":24,"tag":52,"props":53,"children":54},"strong",{},[55],{"type":30,"value":56},"外环内购房门槛降低",{"type":30,"value":58},"：非沪籍居民家庭或成年单身人士在外环内购房，社保或个税缴纳年限从原来的要求调整为连续满1年即可。",{"type":24,"tag":32,"props":60,"children":61},{},[62,67],{"type":24,"tag":52,"props":63,"children":64},{},[65],{"type":30,"value":66},"增购政策放开",{"type":30,"value":68},"：在沪缴纳社保或个税满3年的非沪籍居民，可在现有限购基础上增购1套外环内住房，相当于外环内最多可购2套。",{"type":24,"tag":32,"props":70,"children":71},{},[72,77],{"type":24,"tag":52,"props":73,"children":74},{},[75],{"type":30,"value":76},"居住证购房通道",{"type":30,"value":78},"：持上海居住证满5年的非沪籍居民，可在全市范围内限购1套住房，无需社保或个税记录，惠及城市基础服务从业者。",{"type":24,"tag":38,"props":80,"children":82},{"id":81},"公积金贷款额度大幅提升",[83],{"type":30,"value":81},{"type":24,"tag":32,"props":85,"children":86},{},[87],{"type":30,"value":88},"新政对住房公积金贷款进行了全面优化：",{"type":24,"tag":90,"props":91,"children":92},"ul",{},[93,104,114,122],{"type":24,"tag":94,"props":95,"children":96},"li",{},[97,102],{"type":24,"tag":52,"props":98,"children":99},{},[100],{"type":30,"value":101},"首套房最高额度",{"type":30,"value":103},"：从160万元提高至240万元",{"type":24,"tag":94,"props":105,"children":106},{},[107,112],{"type":24,"tag":52,"props":108,"children":109},{},[110],{"type":30,"value":111},"叠加优惠后上限",{"type":30,"value":113},"：多子女家庭和购买绿色建筑可上浮35%，最高可达324万元",{"type":24,"tag":94,"props":115,"children":116},{},[117],{"type":24,"tag":52,"props":118,"children":119},{},[120],{"type":30,"value":121},"二套房额度同步提高",{"type":24,"tag":94,"props":123,"children":124},{},[125,130],{"type":24,"tag":52,"props":126,"children":127},{},[128],{"type":30,"value":129},"贷款套数认定优化",{"type":30,"value":131},"：已使用过公积金贷款的家庭，只要当前无房或仅有1套房且贷款已结清，再次购房仍可申请公积金贷款",{"type":24,"tag":32,"props":133,"children":134},{},[135],{"type":30,"value":136},"这意味着上海公积金贷款正式落实\"认房不认贷\"，更多置换改善家庭将受益。",{"type":24,"tag":38,"props":138,"children":140},{"id":139},"房产税减免政策扩围",[141],{"type":30,"value":139},{"type":24,"tag":32,"props":143,"children":144},{},[145],{"type":30,"value":146},"自2026年1月1日起，对沪籍居民家庭中的子女成年后购买住房，如属于成年子女家庭唯一住房，暂免征收个人住房房产税。",{"type":24,"tag":32,"props":148,"children":149},{},[150],{"type":30,"value":151},"该政策解决了此前存在的一个痛点：子女在未成年时与父母共有住房，成年后置换新房时需缴纳房产税。新政实施后，只要置换后属于唯一住房，即可免税。",{"type":24,"tag":38,"props":153,"children":155},{"id":154},"政策影响与市场展望",[156],{"type":30,"value":154},{"type":24,"tag":32,"props":158,"children":159},{},[160],{"type":30,"value":161},"业内专家分析，此次新政体现了上海\"综合施策、因城施策\"的调控思路：",{"type":24,"tag":90,"props":163,"children":164},{},[165,175,185],{"type":24,"tag":94,"props":166,"children":167},{},[168,173],{"type":24,"tag":52,"props":169,"children":170},{},[171],{"type":30,"value":172},"刚需群体",{"type":30,"value":174},"：外来务工人员购房门槛显著降低，1年社保即可入场",{"type":24,"tag":94,"props":176,"children":177},{},[178,183],{"type":24,"tag":52,"props":179,"children":180},{},[181],{"type":30,"value":182},"改善群体",{"type":30,"value":184},"：公积金贷款额度提升和\"认房不认贷\"支持置换需求",{"type":24,"tag":94,"props":186,"children":187},{},[188,193],{"type":24,"tag":52,"props":189,"children":190},{},[191],{"type":30,"value":192},"长期居住者",{"type":30,"value":194},"：居住证满5年可购房，体现城市温度和归属感",{"type":24,"tag":32,"props":196,"children":197},{},[198],{"type":30,"value":199},"预计市场将迎来结构性修复窗口，二手房与新房联动循环加速，房地产市场有望更快回归平稳健康运行轨道。",{"type":24,"tag":201,"props":202,"children":203},"hr",{},[],{"type":24,"tag":205,"props":206,"children":207},"blockquote",{},[208],{"type":24,"tag":32,"props":209,"children":210},{},[211,213,220],{"type":30,"value":212},"悦居通持续关注长租房及房地产市场政策动态，为租房企业提供一站式数智化管理解决方案。如需了解更多，欢迎",{"type":24,"tag":214,"props":215,"children":217},"a",{"href":216},"/trial",[218],{"type":30,"value":219},"联系我们",{"type":30,"value":221},"。",{"title":7,"searchDepth":223,"depth":223,"links":224},2,[225,226,227,228],{"id":40,"depth":223,"text":40},{"id":81,"depth":223,"text":81},{"id":139,"depth":223,"text":139},{"id":154,"depth":223,"text":154},"markdown","content:news:shanghai-housing-policy-2026-feb-3cd233.md","content","news/shanghai-housing-policy-2026-feb-3cd233.md","news/shanghai-housing-policy-2026-feb-3cd233","md",1776132194698]